A tradeline is any credit account that shows up on your credit report. When you are added as an Authorized User to a seasoned credit card, the positive history from that account can help strengthen your credit profile.
Tradelines typically post within 7–14 days after the statement date. Actual posting time depends on the credit card issuer and the credit bureau.
Most clients see improvements in their credit profile, but results vary based on your existing credit history, utilization, and negative items. No company can guarantee a specific score increase.
Tradelines usually remain on your report for 60–90 days after you are removed as an Authorized User. The positive impact may last longer depending on your overall credit behavior.
No. For tradelines, we only require the basic information necessary to add you as an Authorized User. We never ask for unnecessary or sensitive personal data.
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